Health Benefits
Health Benefits
All permanent full-time employees are eligible to enroll themselves and their dependents in the health benefit programs. New employees must sign up for health insurance within thirty days of their date of hire to participate. Most employees qualify if they are working 50% or more for the year but benefits vary by bargaining unit so employees should refer to the applicable collective bargaining union contract. Eligible dependents include lawful spouse or registered domestic partner, children under 26 years of age, stepchildren and legally adopted children.
Active and retired employees have the opportunity to move from one plan to another, change options, or change dependent status. during Open Enrollment. Information will be posted on this web page.
Please review the FAQ and benefit information (including rate sheet and summary of benefits) below organized by bargaining unit. All questions about benefits and open enrollment should be directed to the Benefits Office at benefits@scusd.edu.
Health Benefits FAQs
General Information
1) When is open enrollment?
Open Enrollment for SCTA medical is held every fiscal year. Open Enrollment for all other bargaining units and SCTA dental, vision, and life changes are held during the fall each year (dates vary) and the effective date is January 1 of the new year.
2) Is the Benefits office open all year long?
Due to COVID restrictions, the Benefits office is open by appointment only all year long except for school holiday periods.
3) What are the Benefits and Compensation Department office hours?
The Benefits office hours are 8:00 am to 5:00 pm Monday through Friday.
4) What is a qualifying event?
A qualifying event is: birth, adoption, legal custody, marriage, divorce or legal separation, loss of coverage, gains other coverage, change of job status, gains Medicare, or re-location outside the HMO coverage area.
5) How do I update my address?
For active employees, you may change your address by logging onto the employee resources available 24-7 online @ https://myportal.scusd.edu set-up an account and update your address, change your taxes, print your W-2’s and pay warrants. For retirees/terminated address changes, you will need to complete a change of address form and a copy of your picture ID to HR@scusd.edu.
6) Who would be my benefits technician?
Your Benefits Technician is assigned by your work assignment location. Please refer to the Employee Compensation Department Assignment by Teams publication available in all offices.
7) Who would I contact about my 403B/457?
You would contact SchoolsFirst at (800) 462.8328, ext4727, option 2 or email Retirement@SchoolsFirstFCU.org.
8) Should I be receiving a Delta Dental card?
No, but you may log in to the Delta Dental website, www.deltadental.com, create your account, and print yourself an ID card. Otherwise, your dental provider searches for your eligibility by the employee’s social security number.
9) Should I be receiving a VSP card?
No, but you can log in to the https://www.vsp.com/create-account, create your account and register, then print your ID card.
10) Where can I change my beneficiary for my life insurance policy?
You may download the life insurance beneficiary from the district website or contact benefits at (916) 643-9432 to speak with a Benefits Technician to have a form sent to you.
11) Where can I find out all about my plan?
Log on to http://www.benefitbridge.com/saccityusd and the plan summaries are all there. You can even compare plans side-by-side on BenefitBridge. The Benefits website also has plan summaries for each plan.
Dependent Information
1) When and how can I add or take off a dependent?
You can add a dependent within 30 days of the qualifying event with the provided documentation (birth certificate, court adoption papers, marriage certificate, California Domestic Partner Certificate, final decree of divorce, verification of loss of coverage, verification of obtaining own coverage, change of address form) to the Benefits Office.
2) I just had a baby. How do I go about adding the newborn? Do I need documentation?
See above. You must add the child within 30 days of his or her birth (or during open enrollment) and you must provide the souvenir birth certificate the hospital gives you when you bring the baby home.
3) I just got married, how can I add my spouse? Do I need documentation?
See above. You must add your spouse within 30 days of the marriage (or during open enrollment) and you must provide a copy of the marriage certificate you receive from whoever marries you. A spouse’s social security number is also required.
4) My child is turning 26; can they stay on my benefits?
No. Once your child turns 26, he or she is not an eligible dependent. Your child will remain covered throughout the month they reached age 26. Effective the first day of the following month, they will no longer be covered.
5) My disabled child is turning 26; can he or she stay on my benefits?
The child must already be designated as disabled or you must start the process of designating the disabled dependent with your medical provider at least three months before the child’s 26th birthday.
6) Who is not an eligible dependent?
Grandchildren, parents, siblings, other extended families, cohabiting partners who are not married or do not have a CA Domestic Partner Certificate.
7) Who is an eligible dependent?
Spouse; natural-born child, stepchild, adopted child, child for whom you have legal custody up to the age of 26; domestic partner with CA Domestic Partner certificate. Social Security numbers are needed for all dependents.
8) My dentist/optometrist says my dependent is not covered. I know I enrolled him or her.
Make sure your provider is searching by the employee’s social security number, not the dependent’s social security number.
Retiree Information
1) What is the phone number for Sterling?
HRA Customer Service: 1-800-617-4729
2) What is a direct bill?
When we are unable to set up a premium deduction from your retirement check, you are sent an invoice for the premiums. This usually comes from our third-party administrator, Sterling, and is referred to as “direct billing”.
3) I am going to retire this year. What do I do in regards to my Health Benefits?
Contact the Benefits Office at benefits@scusd.edu.
4) How do I know if I get 100% lifetime benefits?
At the time you are considering retirement, you will need to check with the Benefits Office to see if you are eligible for 100% lifetime benefits. This is determined by your bargaining unit agreement, your age at retirement, the date you began service with the district in a position in which you earned benefits, and your years of service in that benefited position up to your retirement date.
BenefitBridge Information
1) I forgot my username/password to BenefitBridge. How do I obtain the needed information?
Go to www.benefitbridge.com/saccityusd and click on the “Forgot Username/Password?”
Benefit Bridge 2021 Online Benefits Enrollment Flyer
2) Where can I find out all about my plan?
Log on to www.benefitbridge.com/saccityusd to view the plan summaries. You may also compare plans side-by-side on BenefitBridge.
Active Certificated Employees Health Benefit Information
Open Enrollment
SCTA Medical Open Enrollment. In light of the current COVID-19; the Open Enrollment will be held completely through Benefit Bridge.
During Open Enrollment you will be able to:
- Enroll in a different Medical Plan
- Add or remove dependents from your plans
- Waive your Medical benefits
If you want to remain on your current plans, no action is required.
If you would like to change your district plans based on the new rate sheets, you may log on to : www.benefitbridge.com/saccityusd to make the necessary changes.
Please do not bring any paperwork to the district office as we are closed during this time. If you need to provide any forms, please email to benefits@scusd.edu.
Please note: if you are adding a dependent, you will be required to provide proof of eligibility i.e., marriage/domestic partner certificate, birth certificate and social security number for all dependents being added.
If you have any questions or would like further assistance, please feel free to contact the Benefits Department at (916) 643-9432 or via email at benefits@scusd.edu.
2021-2022 Active Open Enrollment Bulletin
Enrollment Forms
Enrollment Forms are now located under the Frequently Used Forms page.
2021-22 Rate Sheet
Effective July 1, 2021 – June 30, 2022
SCTA 2021-22 Active Rate Sheet
2021-22 Health Plan Information
Retired Certificated Employees Health Benefit Information
Open Enrollment
Open Enrollment begins May 10, 2021 and ends May 21, 2021. In light of the current COVID-19, the Open Enrollment will be held completely through Benefit Bridge. During Open Enrollment, you will be able to:
- Enroll in a different Medical
- Add or remove dependents from your plans
- Waive your Medical benefits
Qualified employees will receive a notification letter via USPS.
Dental and vision changes are effective in January 2022.
AARP/United Health rates change will be in January of 2022.
If you want to remain on your current plans, no action is required.
If you would like to change your district plans based on the new rate sheets, you may log on to: www.benefitbridge.com/saccityusd to make the necessary changes.
Please do not bring any paperwork to the district office as we are closed during this time. If you need to provide any forms, please email to benefits@scusd.edu or mail to:
Sacramento City USD – Employee Benefits Open Enrollment, 5735 47th Avenue, Sacramento, CA 95824
Please note:
- If you are adding a dependent, you will be required to provide proof of eligibility i.e., marriage/domestic partner certificate, birth certificate and social security number for all dependents being added.
- If you have recently received your Medicare card, please provide a copy to SCUSD benefits department and enroll in a Medicare supplement plan.
If you have any questions or would like further assistance, please feel free to contact the Benefits Department at (916) 643-9432 or via email at benefits@scusd.edu.
2021-2022 Open Enrollment Standard Retiree Letter
2021-2022 Open Enrollment Early Retiree Letter
Enrollment Forms
Enrollment Forms are now located under the Frequently Used Forms page.
2021-22 Rate Sheets
Effective July 1, 2021 – June 30, 2022
2021-2022 SCTA Under 65 Rate Sheet
2021-2022 SCTA Over 65 Rate Sheet
2021-22 Health Plan Information
HealthNet/Kaiser HMO Plan Comparison
Kaiser Silver&Fit Healthy Aging and Exercise Program
Opt-Out Plan
Effective July 1, 2021, SCTA retirees may elect to participate in the Retiree Opt-Out option, which allows retirees to purchase other insurance coverage of their choice. Examples of other insurance coverage include dental, vision, life, long-term disability, long-term care, cancer insurances and Medicare insurance costs per retiree’s choice. In addition, the Opt-Out option will allow medical health reimbursement. A retiree utilizing the Opt-Out option must show proof of other health insurance coverage in order to receive an Opt-Out Reimbursement.
Have a question regarding reimbursements? Contact Basic Pacific at (916) 303-7083 or at www.basicpacific.com
Active Classified Employees Health Benefit Information
Open Enrollment
Open Enrollment begins October 1, 2020 and ends October 23, 2020. In light of the current COVID-19; the Open Enrollment will be held completely through Benefit Bridge. During Open Enrollment you will be able to:
- Enroll in a different Medical Plan or Dental Plan
- Add or remove dependents from your plans
- Waive your Medical benefits
- Update/change your life insurance beneficiary
If you want to remain on your current plans, no action is required.
If you would like to change your district plans based on the new rate sheets, you may log on to : www.benefitbridge.com/saccityusd to make the necessary changes.
Please do not bring any paperwork to the district office as we are closed during this time. If you need to provide any forms, please email to benefits@scusd.edu.
Please note: if you are adding a dependent, you will be required to provide proof of eligibility i.e., marriage/domestic partner certificate, birth certificate and social security card for all dependents being added.
If you have any questions or would like further assistance, please feel free to contact the Benefits Department at (916) 643-9432 or via email at benefits@scusd.edu.
2021-2022 Active Open Enrollment Letter
Enrollment Forms
Enrollment Forms are now located under the Frequently Used Forms page.
Add dependents outside of Open Enrollment
Dependents must be added within 30 days of a qualifying event, such as marriage, birth, registered domestic partner or loss of coverage. Employee must complete a new enrollment along with required documentation.
2021-2022 Rate Sheets
Effective January 1, 2021 - December 31, 2021
Summary of Benefits
Kaiser Permanente HMO Summary of Benefits and Coverage
Kaiser Permanente HMO Principal Benefits
Kaiser Permanente HSA Summary of Benefits and Coverage
Kaiser Permanente HSA Principal Benefits
Kaiser Permanente Chiropractic Benefits
Sutter HMO Summary of Benefits and Coverage
Sutter HMO Health Plan Benefits and Coverage Matrix
Sutter HSA Compatible Plan Summary of Benefits and Coverage
Sutter HSA Compatible Plan Health Plan Benefits and Coverage Matrix
Wester Health Advantage HMO Summary of Benefits and Coverage
Wester Health Advantage HMO Copayment Summaries
Wester Health Advantage HSA Compatible Summary of Benefits and Coverage
Wester Health Advantage HSA Compatible Copayment Summaries
2021-2022 Health Plan Information
Retired Classified Employees Health Benefit Information
Open Enrollment
Open Enrollment begins October 1, 2020 and ends October 23, 2020. In light of the current COVID-19, the Open Enrollment will be held completely through Benefit Bridge. During Open Enrollment, you will be able to:
- Enroll in a different Medical or Dental Plan
- Add or remove dependents from your plans
- Waive your Medical benefits
- Update/change your life insurance beneficiary
If you want to remain on your current plans, no action is required.
If you would like to change your district plans based on the new rate sheets, you may log on to: www.benefitbridge.com/saccityusd to make the necessary changes.
Please do not bring any paperwork to the district office as we are closed during this time. If you need to provide any forms, please email to benefits@scusd.edu or mail to:
Sacramento City USD – Employee Benefits Open Enrollment, 5735 47th Avenue, Sacramento, CA 95824
Please note: if you are adding a dependent, you will be required to provide proof of eligibility i.e., marriage/domestic partner certificate, birth certificate and social security card for all dependents being added.
If you have any questions or would like further assistance, please feel free to contact the Benefits Department at (916) 643-9432 or via email at benefits@scusd.edu.
2021-2022 Retired Open Enrollment Letter
Enrollment Forms
Enrollment Forms are now located under the Frequently Used Forms page.
Add dependents outside of Open Enrollment
Dependents must be added within 30 days of a qualifying event, such as marriage, birth, registered domestic partner or loss of coverage. Employee must complete a new enrollment along with required documentation.
2021-2022 Rate Sheets
Effective January 1, 2021 - December 31, 2021
2021 SEIU Over 65 Retiree Rates
2021 SEIU Over 65 50% Retiree Rates
2021-2022 Health Plan Information
Kaiser/WHA/Sutter - Plan Comparison - Classified Employees & Early Retirees
Summary of Benefits
Summary of Benefits Chart for Kaiser Permanente Senior Advantage (HMO)
Active Mgmt-Unrep.Conf-Supv., UPE, TCS, Teamsters Employees Health Benefit Information
Open Enrollment
Open Enrollment Process
- Enroll in a different medical plan
- Add or remove dependents from your medical plan
- Update or change your life insurance beneficiary
Please note: if you are adding a dependent, you will be required to provide proof of eligibility i.e., marriage/domestic partner certificate, birth certificate and social security card for all dependents being added.
If you have any questions or would like further assistance, please feel free to contact the Benefits Department at (916) 643-9432 or via email at benefits@scusd.edu.
Enrollment Forms
Enrollment Forms are now located under the Frequently Used Forms page.
Add dependents outside of Open Enrollment
Dependents must be added within 30 days of a qualifying event, such as marriage, birth, registered domestic partner or loss of coverage. Employee must complete a new enrollment along with required documentation.
2021 Rate Sheets
Effective January 1, 2021 - December 31, 2021
Retired UPE/Mgmt/Supv/Conf/TCS and Teamsters Employees Health Benefit Information
Open Enrollment
Open Enrollment Process
- Enroll in a different medical plan
- Add or remove dependents from your medical plan
- Update or change your life insurance beneficiary
Please note: if you are adding a dependent, you will be required to provide proof of eligibility i.e., marriage/domestic partner certificate, birth certificate and social security card for all dependents being added.
If you have any questions or would like further assistance, please feel free to contact the Benefits Department at (916) 643-9432 or via email at benefits@scusd.edu.
Add dependents outside of Open Enrollment
Dependents must be added within 30 days of a qualifying event, such as marriage, birth, registered domestic partner or loss of coverage along with required documentation.
Enrollment Forms
Enrollment Forms are now located under the Frequently Used Forms page.
2021 Rate Sheets
Effective January 1, 2021- December 31, 2021
2021 UPE/Mgmt/Supv/Conf/TCS Early Retiree Rates
2021 UPE/Mgmt/Supv/Conf/TCS Over 65 Retiree Rates
2021 Teamster Early Retiree Rates
2021 Teamster Early 50% Retiree Rates
Dual District Benefits Waiver
SCUSD does not allow married SCUSD employees to be double-covered on benefits.
One spouse must waive their benefits. If you have any questions, please contact the Benefits Office at benefits@scusd.edu.
Flexible Reimbursement Account Open Enrollment 2021
Active Employees
You must re-enroll each year. The enrollment must be completed no later than October 30, 2020. Flexible Reimbursement accounts will be effective January 1, 2021.